Privacy Policy

1. Introduction

Welcome to MereKharche ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our mobile application.

2. Information We Collect

We collect the following types of information:

• Account Information: When you sign in with Google, we collect your name, email address, and profile picture.
• Expense Data: Information about your expenses including amount, category, description, and date.
• SMS Data: With your permission, we read SMS messages to automatically detect expense transactions from banks.
• Device Information: Basic device information for app functionality and crash reporting.

3. How We Use Your Information

We use your information to:

• Provide and maintain our expense tracking service
• Sync your data with Google Drive
• Automatically detect expenses from SMS messages
• Improve and optimize our app
• Provide customer support

4. Data Storage and Security

Your data is stored securely:

• Local Storage: Expense data is stored locally on your device using SQLite database.
• Google Drive: When you enable sync, your data is backed up to your personal Google Drive account.
• Firebase: We use Firebase Authentication for secure Google Sign-In.
• Encryption: All data transmission is encrypted using industry-standard protocols.

5. SMS Permissions

We request SMS read permission to:

• Automatically detect expense transactions from bank SMS
• Help you quickly add expenses without manual entry

Important: We only read SMS messages locally on your device. SMS data is never sent to our servers or any third party.

6. Google Drive Integration

When you enable Google Drive sync:

• Your expense data is stored in your personal Google Drive
• We only access the app's designated folder in your Drive
• You can disable sync at any time from the app settings
• Deleting the app or revoking permissions will stop all Drive access

7. Data Sharing

We do NOT sell, trade, or share your personal information with third parties. Your data is:

• Stored locally on your device
• Backed up to YOUR Google Drive (if you enable sync)
• Never shared with advertisers or data brokers
• Never used for marketing purposes

8. Your Rights

You have the right to:

• Access your data at any time through the app
• Export your data from Google Drive
• Delete your account and all associated data
• Revoke app permissions at any time
• Request information about your data

9. Data Retention

We retain your data:

• Locally on your device until you delete the app
• On Google Drive until you delete it or revoke access
• You can delete all data at any time using the "Delete Account" feature

10. Children's Privacy

Our app is not intended for children under 13. We do not knowingly collect personal information from children under 13.

11. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• Email: privacy@merekharche.com
• Through the app's support section

13. Third-Party Services

We use the following third-party services:

• Google Sign-In: For authentication (Google Privacy Policy applies)
• Google Drive API: For data backup (Google Privacy Policy applies)
• Firebase: For authentication (Firebase Privacy Policy applies)

14. Your Consent

By using our app, you consent to our privacy policy and agree to its terms.